Modern benefits for today's teams.
Benvy is an independent broker helping small businesses and individuals navigate ICHRA, group health, and the ACA marketplace — with services offered in most major cities across the USA, and paid the same no matter which plan you choose.
What we help you set up
One point of contact for whichever path fits your business or your household.
ICHRA
Set a fixed monthly budget per employee class. We work with top ICHRA administration platforms to give you freedom of choice, and provide tools that help each employee pick the best-fit plan for their area and individual needs.
Group health
Strategic consultations based on your employee group's demographics and data, to help pick the best plan options available. We use multiple funding types and unique approaches to get your group ahead of renewal-cycle dread.
ACA marketplace
Individual and family coverage through healthcare.gov, including subsidy eligibility checks — on its own, or paired with ICHRA.
How it works
The path looks a little different depending on what you're setting up.
ICHRA
Set a budget by employee class
Full-time, part-time, seasonal, or by location — with classes that meet IRS rules.
We connect you to an administration platform
We work with top ICHRA administration platforms so you get freedom of choice, not a one-size-fits-all setup.
Employees get the tools to choose
Each employee gets tools to find the best-fit plan for their area and individual needs.
Group health
We study your group's data
A look at your employee demographics to guide which plan options make sense.
We build a funding strategy
Multiple funding types and unique approaches, matched to your group.
We get ahead of renewal
Positioning your group early so renewal season isn't a scramble.
ACA marketplace
We check subsidy eligibility
Your household income against current marketplace subsidy rules.
We compare plans with you
Every metal tier and carrier available in your ZIP code.
We handle enrollment
Submitted through healthcare.gov, with confirmation for your records.
About Benvy
- NPN: 21761158
- CA license #4512277
- Serving clients in most major U.S. cities
Benvy was started to fix a specific problem: small business owners get their ICHRA and group health options explained by whoever's selling them a plan, not by someone weighing every option on their behalf. As an independent broker, we're appointed with carriers across the country but not employed by any one of them — our job is to find what fits your team and your budget, then stay on as your point of contact through every renewal.
Common questions
Is there a cost to using a broker?
No. Brokers are paid a standard commission by the insurance carrier, built into the premium whether you use a broker or not — so working with one doesn't raise your cost, for ICHRA, group, or individual coverage.
How is ICHRA different from a traditional group plan?
With group health, you pick one plan for everyone. With ICHRA, you set a budget and each employee picks their own marketplace plan — more choice for them, a predictable cost for you.
I just need an individual ACA plan for myself — is that something you help with?
Yes — individual and family marketplace coverage is one of our core services, whether or not it's connected to an employer at all.
What states do you work in?
We offer services in most major cities across the USA and can support fully remote enrollment for distributed teams, for any of our three coverage paths.
Request a consultation
Tell us a bit about your situation — we'll follow up within one business day.